Personal Injury

West Palm Beach Personal Injury Attorney

Accidents happen all the time, but a West Palm Beach personal injury attorney can determine if you might be compensated for damages. Auto accidents in particular have a costly impact and it’s helpful to know some basics about insurance.

Florida is a “no-fault” state so every car owner must have $10,000 in liability and $10,000 in Personal Injury Protection (PIP) insurance coverage. Any vehicle with a Florida license plate and registration must be covered, as well as any person whose vehicle is in the state for more than 90 days during a 365-day period. After an accident, it doesn’t matter who is responsible for causing the collision as far the PIP coverage is concerned; PIP pays the insured person for a portion of accident damages including medical, disability, and death benefits.

The program is aimed at containing costs for minor car crashes, but too often it favors the insurance companies, which are focused on saving time and money and may not give your claim the attention it deserves. A West Palm Beach personal injury attorney can investigate your claim in detail and challenge the insurer to negotiate a better outcome. It’s no wonder that insurance adjusters don’t want lawyers involved in claims!

But what if you have costs in excess of PIP coverage, or other types of damages not covered by your insurance? Unfortunately, many accident victims experience lasting pain and suffering. You might lose the ability to earn a living or enjoy family life. When circumstances become difficult, it may take a lawsuit to get just compensation. This is not an easy road since the burden of proof lies with you and your legal team. And the “no-fault” concept applies only to PIP insurance. If you seek damages in court, these damages are reduced if you are found to be even partially at fault. When a lawsuit goes forward, you need to prove that the defendant was negligent. Legal hurdles are high, so it’s important to get representation.

Personal injury can be the result of pedestrian accidents, slip and falls, dog bites and other circumstances. When you or a loved one gets hurt, a West Palm Beach personal injury attorney can provide the legal services you need including consultation, evaluation, investigation, negotiation, and litigation.

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